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Terms of Service

Please read these terms carefully before using our calculators. They outline your rights and our disclaimers regarding the financial tools provided.

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Calculators are for informational purposes only

InvestWise is a mathematical tool, not a registered financial advisor. The results generated by our SIP, Lumpsum, and Goal Planner calculators are illustrative estimates based on standard mathematical formulas. They do not constitute financial advice, nor do they guarantee future returns. Mutual fund investments are subject to market risks.

On this page

  1. 01Agreement to Terms
  2. 02No Financial Advice (Disclaimer)
  3. 03Accuracy of Calculators
  4. 04Third-Party Ads & Links
  5. 05Intellectual Property
  6. 06Limitation of Liability
  7. 07Changes to Terms

1. Agreement to Terms

By accessing or using InvestWise, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you do not have permission to access the service.

2. No Financial Advice

The content, calculators, and tools on InvestWise are provided for educational and informational purposes only. We are not a registered investment advisor, broker/dealer, or financial planner. Nothing on this website constitutes a recommendation to buy, sell, or hold any security, mutual fund, or financial product.

Always consult with a certified financial planner or tax professional before making major financial decisions.

3. Accuracy of Calculators

Our calculators generate projections based on the inputs you provide (e.g., expected rate of return). Real-world markets do not grow at a fixed linear rate. The actual returns on your investments will fluctuate due to market conditions, inflation, applicable taxes, and exit loads.

We provide these tools on an "as-is" basis and make no warranties regarding the absolute accuracy, reliability, or completeness of the projections.

4. Third-Party Ads & Links (Google AdSense)

This website uses Google AdSense to display advertisements. These third-party ads are not endorsed or verified by InvestWise. We are not responsible for the content, privacy policies, or practices of any third-party web sites or services linked to via advertisements.

5. Intellectual Property

The original content, features, and functionality (including the code and UI design of the calculators) are and will remain the exclusive property of InvestWise. You may not copy, reproduce, or redistribute our tools without explicit permission.

6. Limitation of Liability

In no event shall InvestWise, nor its directors, employees, partners, agents, or suppliers, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of or inability to use our financial tools.

7. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will indicate the "Last updated" date at the top of this page. Continued use of the website after any such changes shall constitute your consent to such changes.

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